ABC National Webinar
"Partially self-funded" and “level funded” healthcare financing mechanisms are gaining popularity with employers, especially those with more than 30 enrolled benefits eligible employees. This Webinar will briefly review the history of employer sponsored health insurance financing and compare self-funded to fully-insured. Contractors who are exploring the value for health care spend, wish to gain additional claims utilization visibility and simplify administration of all benefits offered are looking to these solutions.
Self-funded health plans are governed by federal law (ERISA), therefore, many individual State mandates and taxes are reduced or eliminated. Self-funding also provides employers with unprecedented visibility into where dollars are being spent and how to positively impact future employee wellness.
Even if an employer has volatility in their workforce (seasonality) or does prevailing wage work, a partially self-funded plan may still be an option provided it is established with a provider who is experienced in designing and managing such plans. For over 35 years, Fringe Benefit Group has worked with employers who have large populations of hourly employees.
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